For most people, the idea of creating and maintaining a financial budget for personal income and expenses is usually nothing more than a fleeting thought, quickly replaced by the strong notion of them not needing one as they can handle their own expenses just fine. The truth is, however, that having a budget is not…Continue reading A Simple Guide To Maintaining A Personal Budget
Say you own a bakery. You know exactly what you sell. You can work out how much money is spent on the raw ingredients as well as the amount of money which is spent on turning those raw ingredients into the finished goods that you sell.
There are some financial tips that are patently obvious, and then there are those that are staring you in the face, but you don’t see them. To help you cut costs and save a little bit extra, I’ve drawn up a list of things you could well be spending extra money unnecessarily on, and not…Continue reading Unnecessary Costs You Need To Know About
Starting off a business can be daunting and money may well be tight. That’s why you need to avoid the small mistakes that add up fast. These small mistakes can cost you dearly in the long run, so I’ve given you the lowdown on what to avoid so that you don’t end up in the…Continue reading Small Business Mistakes With Big Costs
If you’re feeling guilty and stressed out about how much you spent over the Christmas season, this Finance Detox for next year is a perfect pick! Expenditure is up over the season from last year according to experts, and a lot of us relied on our credit cards to get the special people in our…Continue reading A Finance Detox for 2019
Some say money is the root of all evil, but really, I think those who say that haven’t managed it very well, or don’t have enough of it. The problem with money is that we probably don’t talk enough about it, and we don’t face up to the many ways it influences us, and the…Continue reading Ugly Money Truths
There are many definitions of financial independence, since not all of us want to own a private jet or a mansion in the hills. However, living comfortably off of your savings and investments and having no debt to worry about may well be easier to accomplish that you think! Visualise First, Then Start Planning Everyone’s…Continue reading Becoming Financially Independent
Personal finance is something that everyone needs to think about. Always. Whether it’s savings, budgeting, retirement, or just having a little nest egg tucked away in case of emergencies, money matters. But I come across so many people whose mind-set is stopping them from saving, and that’s just silly. To help you out, I’m going…Continue reading Why Your Money Mind-set Is Stopping You From Saving